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Understanding the Loan to Value Ratio (LVR) is crucial when you’re searching for home loans. LVR calculates the proportion of money you intend to borrow against the property’s value, expressed...

Securing a home loan is a crucial milestone in the journey to homeownership for many individuals. However, lenders may decline mortgage applications if they believe that the borrower may struggle...

With just a few weeks left before you swap out your 2023 calendar, you're likely thinking of areas where you can make positive changes in the upcoming year. Improving health...

Are you planning to splurge or scrimp this holiday season? According to findings from a Westpac survey, most people (72%) plan to cut back on their Christmas spending. With escalating...

Getting a mortgage for your home is a significant financial commitment, and selecting the right one can profoundly impact your financial management. While a low home loan interest rate is...

When it comes to home loans, you can't pinpoint a single option that's best for everyone. Many home loan types are available to borrowers, each designed for different needs. To...

While it isn’t mandatory to purchase home insurance, some lenders may require you to have a home insurance policy for your property before approving your mortgage application.  Buying home insurance...

If you're a temporary resident holding a 457 visa, you may be able to qualify for a home loan in Australia. However, your choices may be limited, as all lenders...

Your credit score is like your financial report card. It's a critical tool that lenders use to evaluate your creditworthiness. While lenders consider various factors when reviewing your loan application,...

For most people, purchasing a house is a significant financial investment. If you’re looking to buy a home, conducting comprehensive property inspections before finalising the purchase is advisable. This could...